Payment options
We accept the following payment cards: Visa, Visa Debit, MasterCard, Maestro, Electron, American Express, Discover and Diners. We also accept PayPal, and prepaid debit cards.We also accept Cash on Delivery (CODs) where some percentage usually 10% of item cost is taken as deposit and deducted against the invoice total.
Klarna
Klarna Bank AB UK Branch is a branch of Klarna Bank AB which is authorised and regulated by the Swedish Financial Services Authority. Klarna is authorised by the Prudential Regulation Authority.
Who can use Pay in 3?
You must be a UK resident, over 18 years old and have a valid payment card to use Pay in 3. When we say ‘valid payment card’, we mean the card must be in your name, and must not have expired. You should also make sure the card you use has enough money available to cover all the instalments.
Pay in 3 is a credit product. It’s our decision whether or not we start a credit agreement with you.
- How do I Pay in 3 instalments?
With Pay in 3, you can pay for something you buy by dividing the cost into three equal instalments. At checkout, you’ll see an option to ‘Pay Later in 3 interest-free instalments’. When you choose this option, just enter your card details to complete your purchase.
There won’t be any interest, fees or charges for using a debit or credit card by Klarna. Although your bank might charge you interest or other fees on top if you pay using an interest-bearing credit card. Pay With in 30 days. How do I Pay Later?
With Pay Later, you can pay for something you buy up to 30 days from the order placement or shipment of your goods or when services you have purchased become available. We will send you a payment reminder with details on how to make payment to us directly. If you’d like to pay off your balance before the 30 days is up you can make a payment early through the Klarna App by paying by card immediately
Please note: All payments must be made online when placing your order. We do not have the ability to place an order on your behalf.
When you reach the final billing page and submit your order, we will immediately contact your bank or card issuer for authorisation to take payment from your account.
Payment Security
If you are concerned about whether buying in our online shop is secure, please be assured that we use systems and software to protect your purchase.We take security very seriously, so your personal details will be protected. We use the industry standard encryption protocol known as Secure Socket Layer (SSL) and other reasonable measures to protect your information from unauthorised use or disclosure. All the confidential data, like payment information, is encrypted and transmitted through a secure channel using SSL encryption.
Should any unauthorised charges appear on your cardbecause of shopping with Sleepaffairs.co.uk, you must notify your card provider in accordance with its reporting rules and procedures.
Please note that we never ask a customer to confirm any account or card details via email. If you receive an email claiming to be from us asking you to do so, do not respond and email us.
